One phone call to your insurance company could uncover benefits you didn’t know you had.


Hi Reader,

Hi,

One of the biggest misconceptions I hear is:

“Once my loved one starts hospice, everything else has to stop.”

That isn’t always true.

While hospice does replace some services related to the terminal illness, many families are surprised to learn that they may still qualify for additional benefits through their insurance.

Depending on your plan, you may have access to services such as:

• Transportation assistance
• Meal delivery programs
• Home care or personal care services
• Adult day health programs
• Other community support services

The most important thing to remember is this:

Every insurance plan is different.

Even Medicare, Medicare Advantage, private insurance, Medicaid, and VA benefits can all work differently depending on your situation.

That’s why I always recommend making one simple phone call.

Turn your insurance card over and ask:

“What additional services are available while my loved one is receiving hospice care?”

Many families never ask this question and miss benefits they may already have.

If your loved one is a Veteran, I also encourage you to speak with your VA case manager about additional services that may still be available.

My goal is to help families ask the right questions so they can make informed decisions during one of life’s most difficult seasons.

I hope this week’s episode helps make those conversations a little easier.

👉 Watch Episode 31: What Other Services Can You Receive While on Hospice Care, and Which Insurance Covers Them?


🇮🇳 ગુજરાતી

નમસ્તે,

ઘણા પરિવારો એવું માને છે કે…

“એકવાર Hospice Care શરૂ થઈ જાય પછી બીજી બધી સેવાઓ બંધ થઈ જાય છે.”

પણ હંમેશા એવું નથી હોતું.

Hospice શરૂ થયા પછી કેટલીક સેવાઓ બદલાય છે, પરંતુ તમારા Insurance મુજબ તમને હજુ પણ બીજી ઘણી ઉપયોગી સેવાઓ મળવાની શક્યતા હોય છે.

ઉદાહરણ તરીકે:

• આવવા-જવાની મદદ (Transportation)
• ઘરે ભોજન પહોંચાડવાની સેવા
• Home Care અથવા Personal Care Services
• Adult Day Health Programs
• બીજી Community Support Services

સૌથી મહત્વની વાત એ છે…

દરેક Insurance Plan અલગ હોય છે.

Medicare, Medicare Advantage, Private Insurance, Medicaid અને VA Benefits દરેક વ્યક્તિ માટે અલગ રીતે કામ કરી શકે છે.

એટલા માટે હું હંમેશા એક જ સલાહ આપું છું.

તમારા Insurance Card ની પાછળ આપેલા નંબર પર ફોન કરો અને પૂછો:

“Hospice Care દરમિયાન મને બીજી કઈ સેવાઓ મળી શકે?”

ઘણા પરિવારો આ સવાલ પૂછતા જ નથી, અને તેથી તેઓ પોતાના હક્કના લાભોથી અજાણ રહે છે.

જો તમારા સ્વજન Veteran હોય, તો તેમના VA Case Manager સાથે પણ જરૂર વાત કરો. કદાચ તમને એવા વધારાના લાભ મળી શકે જેની તમને જાણ ન હોય.

મારો હેતુ પરિવારોને યોગ્ય સવાલ પૂછવામાં મદદ કરવાનો છે જેથી તેઓ પોતાના સ્વજન માટે વધુ સારી અને સમજદારીભરી પસંદગી કરી શકે.

આશા છે કે આ અઠવાડિયાનો એપિસોડ તમને ઉપયોગી થશે.

👉 Episode 31 જુઓ: Hospice Care દરમિયાન બીજી કઈ સેવાઓ મળી શકે? અને કયો Insurance શું Cover કરે છે?



P.S.

English

Know someone caring for a parent, spouse, or loved one? Forward this email to them. It may help them discover benefits they didn’t know were available.

ગુજરાતી

જો તમારા કોઈ મિત્ર અથવા પરિવારના સભ્ય પોતાના સ્વજનની સંભાળ રાખી રહ્યા હોય, તો આ ઈમેલ તેમને જરૂર મોકલો. કદાચ તેમને એવા લાભોની માહિતી મળે જેની તેમને હજુ સુધી ખબર ન હોય.


600 1st Ave, Ste 330 PMB 92768, Seattle, WA 98104-2246
Unsubscribe · Preferences

Nurse Rupal RN

Weekly guidance for families navigating hospice, palliative care, dementia, serious illness, and caregiving decisions. Written for families, not clinicians.

Read more from Nurse Rupal RN

Hi Reader, Episode 36 Is Now Live When is it time to ask about Hospice? If someone you love with dementia is falling, getting repeated infections, losing weight, or starting to have trouble swallowing, you do not have to figure it out alone. In Episode 36, I explain the signs that may mean it is time to ask for a Hospice evaluation—and the difference between requesting an evaluation and automatically qualifying for Hospice. We also discuss how Palliative Care can support families earlier,...

Hi Reader, Episode 35 Is Now Live Does Dementia Qualify for Hospice Care? Many families caring for someone with dementia ask: “Would my loved one qualify for hospice care?” The answer is not always straightforward. In Episode 35, Nurse Rupal explains how dementia can change a person’s memory, identity, safety, and independence — and why a dementia diagnosis alone does not necessarily mean hospice is appropriate yet. We discuss: ✅ The early signs that may lead a family to seek medical help ✅...

Hi Reader, Episode 34 Is Now Live When Does Kidney Disease Qualify for Hospice Care? Many families ask the same question: “If my loved one has kidney disease and needs dialysis, does that mean they qualify for hospice?” The answer is not always straightforward. In this episode, Nurse Rupal walks through a real-life kidney disease scenario to explain why one patient may not qualify for hospice at one point but may become eligible later as their condition changes. We discuss: ✅ Why a serious...